Property development finance UK
The job is ready. Is the money?
Search live funding options for builders and developers, powered by Aureum Finance
Property development finance is one of the biggest obstacles in UK construction. Whether you are buying land, funding a new build, applying for a construction loan, bridging to completion or refinancing a scheme, finding the right funding at the right stage takes time most builders don't have.
TruTrade has partnered with Aureum Finance, specialists in UK development finance and bridging loans, to give builders and developers a faster route to funding options that actually fit the project.
How it works
TruTrade acts as a referral partner for Aureum Finance only. We connect you, we do not provide financial advice, assess your eligibility or arrange finance directly.
Here's what happens:
- Step 1
Tell Aureum what you need
Fill in the short form below. Enter your project details, loan amount, funding purpose and timeline, whether that's development finance, a bridging loan, mezzanine finance, land purchase funding or a business loan.
- Step 2
Search live market options
Aureum Finance searches their lender panel, 175+ lenders, and matches funding options to your project. Updated for current market conditions.
- Step 3
Aureum contacts you directly
Once you submit, Aureum Finance takes it from there. They will contact you to discuss terms, eligibility and next steps. No endless calls. No guesswork.
Funding options available through Aureum Finance
Through our referral partnership, TruTrade connects builders, developers and investors with a broad range of property and business funding products:
Development finance
Funding for new build and conversion projects, from single residential plots to larger multi-unit schemes across the UK
Bridging loans
Short-term property finance to secure land, complete a purchase chain or bridge to long-term funding or sale
Mezzanine finance
Additional funding layered alongside senior debt to increase leverage and unlock projects with tighter equity
Joint venture funding
Structured partnerships for developers who need capital aligned to the scheme
Refinance and exit finance
Reposition or refinance completed or part-completed assets to release capital for your next development project
Construction loans
Staged funding for residential and commercial build projects, released in tranches as the build progresses
Commercial and business loans
Secured and unsecured business lending, asset finance, VAT funding and cash flow support for growing trade businesses
Who this is for
This page is designed for anyone in the UK construction and property sector looking for funding to move a project forward:
- Residential developers building new homes or conversions
- Small and medium-sized builders scaling from single plots to multiple schemes
- SME housebuilders looking for development finance or construction loans
- Landowners unlocking value through planning and development
- Developers needing bridging finance to secure land or complete a purchase
- Investors refinancing or repositioning property assets
- Trade businesses needing cash flow support, asset finance or VAT funding
Your TruTrade estimate is your funding case
Here is something worth knowing before you apply for development finance.
The first thing a lender wants to see is a credible cost plan. A professional document that shows you understand what the project costs, what the materials and labour breakdown looks like and where the margin sits. Without it, your application starts at a disadvantage.
A TruTrade professional estimate is exactly that document. Built by real tradespeople, delivered in 48 hours. It gives you the cost plan that strengthens your development finance application before you have broken ground.
Price the job properly first. Then use it to unlock the funding that moves it forward.
Frequently asked questions
What is property development finance?
Property development finance is a short-term funding product for residential and commercial development projects. Unlike a standard mortgage, it is assessed on the projected value of the completed project, known as the Gross Development Value or GDV, rather than the current value of the site. Funds are typically released in stages as the build progresses.
What is the difference between development finance and a bridging loan?
Development finance is structured for new builds and conversions, with funds drawn down in tranches as the project advances. A bridging loan is shorter-term finance used to secure a property quickly, such as buying land or completing a purchase chain, before longer-term funding or sale is in place.
Who provides the finance?
All funding products are provided by Aureum Finance. TruTrade acts as a referral partner only and does not provide financial advice or arrange finance. Once you submit the form, Aureum Finance will contact you directly.
Can small builders and SME developers use this?
Yes. Aureum Finance works with builders and developers of all sizes, from sole traders and small residential developers through to larger multi-unit schemes.
Does TruTrade charge for using the finance search?
No. The search is completely free to use.
Do I need a TruTrade account?
No account is needed to search finance options.
What information do I need?
Your project location, what you need funding for, the loan amount, your timeline and whether you are purchasing or refinancing.
Is this financial advice?
No. TruTrade is a referral partner for Aureum Finance only. We do not provide financial advice, assess applications or arrange finance. Please seek independent professional advice before entering any finance agreement. TruTrade acts solely as a referral partner for Aureum Finance. TruTrade does not provide financial advice or arrange finance. Any funding products are offered by Aureum Finance and are subject to their own lending criteria and regulatory approvals. You should seek independent professional advice before entering into any finance agreement.
TruTrade acts solely as a referral partner for Aureum Finance. TruTrade does not provide financial advice or arrange finance. Any funding products are offered by Aureum Finance and are subject to their own lending criteria and regulatory approvals. You should seek independent professional advice before entering into any finance agreement.